Call report 2020Q4
INDEPENDENCE BANK — 2020Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 961,283,000 | USD | evidence → |
| Total loans | 697,170,000 | USD | evidence → |
| Allowance for loan losses | 10,482,000 | USD | evidence → |
| Securities available for sale | 79,965,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 833,576,000 | USD | evidence → |
| Interest-bearing deposits | 687,815,000 | USD | evidence → |
| Noninterest-bearing deposits | 145,761,000 | USD | evidence → |
| Equity capital | 118,764,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,190,000 | USD | evidence → |
| Interest expense | 5,237,000 | USD | evidence → |
| Net interest income | 36,953,000 | USD | evidence → |
| Noninterest income | 1,549,000 | USD | evidence → |
| Noninterest expense | 16,066,000 | USD | evidence → |
| Provision for loan losses | 2,433,000 | USD | evidence → |
| Pretax income | 21,646,000 | USD | evidence → |
| Income tax | 5,678,000 | USD | evidence → |
| Net income | 15,968,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 115,977,000 | USD | evidence → |
| Total capital | 125,086,000 | USD | evidence → |
| Risk-weighted assets | 727,425,000 | USD | evidence → |