Call report 2015Q4
INDEPENDENCE BANK — 2015Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 611,275,000 | USD | evidence → |
| Total loans | 486,769,000 | USD | evidence → |
| Allowance for loan losses | 6,273,000 | USD | evidence → |
| Securities available for sale | 63,225,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 505,717,000 | USD | evidence → |
| Interest-bearing deposits | 334,446,000 | USD | evidence → |
| Noninterest-bearing deposits | 171,271,000 | USD | evidence → |
| Equity capital | 78,760,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,975,000 | USD | evidence → |
| Interest expense | 2,238,000 | USD | evidence → |
| Net interest income | 25,737,000 | USD | evidence → |
| Noninterest income | 1,420,000 | USD | evidence → |
| Noninterest expense | 10,394,000 | USD | evidence → |
| Provision for loan losses | 416,000 | USD | evidence → |
| Pretax income | 16,567,000 | USD | evidence → |
| Income tax | 6,221,000 | USD | evidence → |
| Net income | 10,346,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,619,000 | USD | evidence → |
| Total capital | 82,791,000 | USD | evidence → |
| Risk-weighted assets | 493,673,000 | USD | evidence → |