Call reports 2015
FIRST STATE BANK OF FERTILE — 2015
What FIRST STATE BANK OF FERTILE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 36,934,000 | 36,419,000 | 36,577,000 |
| Total loans | 13,389,000 | 13,923,000 | 14,008,000 |
| Allowance for loan losses | 127,000 | 126,000 | 130,000 |
| Securities available for sale | 9,571,000 | 9,400,000 | 9,535,000 |
| Securities held to maturity | 4,455,000 | 4,455,000 | 4,455,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 31,750,000 | 31,373,000 | 31,444,000 |
| Interest-bearing deposits | 22,954,000 | 22,530,000 | 22,407,000 |
| Noninterest-bearing deposits | 8,796,000 | 8,843,000 | 9,037,000 |
| Equity capital | 5,148,000 | 5,017,000 | 5,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 308,000 | 611,000 | 917,000 |
| Interest expense | 19,000 | 39,000 | 57,000 |
| Net interest income | 289,000 | 572,000 | 860,000 |
| Noninterest income | 17,000 | 38,000 | 58,000 |
| Noninterest expense | 268,000 | 533,000 | 876,000 |
| Provision for loan losses | 0 | 0 | 15,000 |
| Pretax income | 31,000 | 70,000 | 20,000 |
| Income tax | 1,000 | 1,000 | 1,000 |
| Net income | 30,000 | 69,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 5,077,000 | 5,117,000 | 5,066,000 |
| Total capital | 5,204,000 | 5,243,000 | 5,196,000 |
| Risk-weighted assets | 16,491,000 | 17,001,000 | 17,020,000 |