Call reports 2025
STATE BANK OF MEDORA — 2025
What STATE BANK OF MEDORA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 103,474,000 | 96,323,000 | 95,745,000 |
| Total loans | 43,648,000 | 45,785,000 | 47,234,000 |
| Allowance for loan losses | 512,000 | 511,000 | 506,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 45,115,000 | 44,010,000 | 42,104,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 81,297,000 | 78,384,000 | 76,315,000 |
| Interest-bearing deposits | 65,570,000 | 63,681,000 | 61,910,000 |
| Noninterest-bearing deposits | 15,727,000 | 14,703,000 | 14,405,000 |
| Equity capital | 15,567,000 | 15,763,000 | 15,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 1,086,000 | 2,122,000 | 3,195,000 |
| Interest expense | 480,000 | 899,000 | 1,309,000 |
| Net interest income | 606,000 | 1,223,000 | 1,886,000 |
| Noninterest income | 87,000 | 176,000 | 283,000 |
| Noninterest expense | 471,000 | 936,000 | 1,781,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 222,000 | 463,000 | 388,000 |
| Income tax | 42,000 | 87,000 | 54,000 |
| Net income | 180,000 | 376,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 15,567,000 | 15,763,000 | 15,721,000 |