Call reports 2024
STATE BANK OF MEDORA — 2024
What STATE BANK OF MEDORA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 100,215,000 | 99,656,000 | 103,103,000 | 104,352,000 |
| Total loans | 39,753,000 | 41,014,000 | 45,064,000 | 45,092,000 |
| Allowance for loan losses | 492,000 | 513,000 | 471,000 | 466,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 50,901,000 | 49,629,000 | 48,124,000 | 46,913,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,356,000 | 77,570,000 | 80,744,000 | 82,410,000 |
| Interest-bearing deposits | 63,097,000 | 65,555,000 | 67,522,000 | 66,103,000 |
| Noninterest-bearing deposits | 15,259,000 | 12,015,000 | 13,222,000 | 16,307,000 |
| Equity capital | 15,242,000 | 15,355,000 | 15,495,000 | 15,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,931,000 | 2,986,000 | 4,073,000 |
| Interest expense | 445,000 | 956,000 | 1,522,000 | 2,064,000 |
| Net interest income | 496,000 | 975,000 | 1,464,000 | 2,009,000 |
| Noninterest income | 94,000 | 187,000 | 282,000 | 374,000 |
| Noninterest expense | 458,000 | 920,000 | 1,358,000 | 1,900,000 |
| Provision for loan losses | 5,000 | 12,000 | -19,000 | 1,000 |
| Pretax income | 113,000 | 242,000 | 413,000 | 501,000 |
| Income tax | 16,000 | 33,000 | 64,000 | 70,000 |
| Net income | 97,000 | 209,000 | 349,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,242,000 | 15,355,000 | 15,495,000 | 15,404,000 |