Call reports 2023
STATE BANK OF MEDORA — 2023
What STATE BANK OF MEDORA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 102,494,000 | 100,244,000 | 99,547,000 | 101,920,000 |
| Total loans | 36,607,000 | 37,377,000 | 39,414,000 | 41,143,000 |
| Allowance for loan losses | 578,000 | 592,000 | 563,000 | 484,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 56,530,000 | 55,349,000 | 53,307,000 | 52,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,081,000 | 77,412,000 | 75,164,000 | 77,800,000 |
| Interest-bearing deposits | 67,678,000 | 63,433,000 | 60,675,000 | 63,683,000 |
| Noninterest-bearing deposits | 16,403,000 | 13,979,000 | 14,489,000 | 14,117,000 |
| Equity capital | 14,894,000 | 15,072,000 | 15,202,000 | 15,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 847,000 | 1,698,000 | 2,602,000 | 3,538,000 |
| Interest expense | 221,000 | 499,000 | 873,000 | 1,253,000 |
| Net interest income | 626,000 | 1,199,000 | 1,729,000 | 2,285,000 |
| Noninterest income | 91,000 | 187,000 | 281,000 | 348,000 |
| Noninterest expense | 437,000 | 890,000 | 1,350,000 | 1,862,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 265,000 | 476,000 | 640,000 | 751,000 |
| Income tax | 48,000 | 81,000 | 115,000 | 140,000 |
| Net income | 217,000 | 395,000 | 525,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,894,000 | 15,072,000 | 15,202,000 | 15,146,000 |