Call reports 2020
STATE BANK OF MEDORA — 2020
What STATE BANK OF MEDORA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 90,770,000 | 92,720,000 | 91,990,000 | 95,275,000 |
| Total loans | 29,362,000 | 32,934,000 | 33,798,000 | 33,370,000 |
| Allowance for loan losses | 496,000 | 518,000 | 536,000 | 542,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 51,976,000 | 50,522,000 | 48,124,000 | 49,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,692,000 | 77,503,000 | 76,623,000 | 80,009,000 |
| Interest-bearing deposits | 62,708,000 | 63,644,000 | 62,368,000 | 63,445,000 |
| Noninterest-bearing deposits | 12,984,000 | 13,859,000 | 14,255,000 | 16,564,000 |
| Equity capital | 13,611,000 | 13,726,000 | 13,868,000 | 13,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,521,000 | 2,244,000 | 2,937,000 |
| Interest expense | 250,000 | 490,000 | 724,000 | 944,000 |
| Net interest income | 517,000 | 1,031,000 | 1,520,000 | 1,993,000 |
| Noninterest income | 82,000 | 163,000 | 242,000 | 327,000 |
| Noninterest expense | 420,000 | 874,000 | 1,280,000 | 1,763,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 164,000 | 290,000 | 452,000 | 527,000 |
| Income tax | 18,000 | 29,000 | 49,000 | 51,000 |
| Net income | 146,000 | 261,000 | 403,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,611,000 | 13,726,000 | 13,868,000 | 13,776,000 |
| Total capital | 14,107,000 | — | — | — |
| Risk-weighted assets | 41,104,000 | — | — | — |