Call reports 2017
STATE BANK OF MEDORA — 2017
What STATE BANK OF MEDORA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 85,414,000 | 84,400,000 | 81,788,000 | 86,812,000 |
| Total loans | 28,001,000 | 28,833,000 | 29,610,000 | 29,477,000 |
| Allowance for loan losses | 501,000 | 471,000 | 485,000 | 488,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 49,430,000 | 48,520,000 | 46,084,000 | 45,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,598,000 | 66,802,000 | 67,531,000 | 73,093,000 |
| Interest-bearing deposits | 61,051,000 | 58,221,000 | 58,272,000 | 58,854,000 |
| Noninterest-bearing deposits | 10,547,000 | 8,581,000 | 9,259,000 | 14,239,000 |
| Equity capital | 12,371,000 | 12,510,000 | 12,651,000 | 12,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,353,000 | 2,043,000 | 2,743,000 |
| Interest expense | 168,000 | 340,000 | 512,000 | 682,000 |
| Net interest income | 501,000 | 1,013,000 | 1,531,000 | 2,061,000 |
| Noninterest income | 73,000 | 141,000 | 197,000 | 248,000 |
| Noninterest expense | 376,000 | 764,000 | 1,166,000 | 1,719,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 35,000 |
| Pretax income | 183,000 | 360,000 | 527,000 | 555,000 |
| Income tax | 41,000 | 79,000 | 105,000 | 238,000 |
| Net income | 142,000 | 281,000 | 422,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,371,000 | 12,510,000 | 12,651,000 | 12,396,000 |
| Total capital | 12,834,000 | 12,975,000 | 13,117,000 | 12,877,000 |
| Risk-weighted assets | 36,945,000 | 37,190,000 | 37,242,000 | 38,440,000 |