Call reports 2016
STATE BANK OF MEDORA — 2016
What STATE BANK OF MEDORA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 79,042,000 | 81,629,000 | 82,639,000 | 86,153,000 |
| Total loans | 30,693,000 | 29,876,000 | 29,034,000 | 28,394,000 |
| Allowance for loan losses | 511,000 | 532,000 | 504,000 | 481,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 40,387,000 | 41,631,000 | 46,419,000 | 50,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,817,000 | 68,195,000 | 69,035,000 | 72,557,000 |
| Interest-bearing deposits | 55,865,000 | 58,035,000 | 58,800,000 | 61,609,000 |
| Noninterest-bearing deposits | 9,952,000 | 10,160,000 | 10,235,000 | 10,948,000 |
| Equity capital | 11,929,000 | 12,109,000 | 12,251,000 | 12,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,342,000 | 2,028,000 | 2,720,000 |
| Interest expense | 155,000 | 318,000 | 484,000 | 655,000 |
| Net interest income | 517,000 | 1,024,000 | 1,544,000 | 2,065,000 |
| Noninterest income | 62,000 | 150,000 | 225,000 | 305,000 |
| Noninterest expense | 352,000 | 680,000 | 1,083,000 | 1,513,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 212,000 | 464,000 | 656,000 | 827,000 |
| Income tax | 58,000 | 130,000 | 180,000 | 223,000 |
| Net income | 154,000 | 334,000 | 476,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,929,000 | 12,109,000 | 12,251,000 | 12,229,000 |
| Total capital | 12,399,000 | 12,578,000 | 12,713,000 | 12,696,000 |
| Risk-weighted assets | 37,561,000 | 37,440,000 | 36,885,000 | 37,335,000 |