Call reports 2015
STATE BANK OF MEDORA — 2015
What STATE BANK OF MEDORA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,536,000 | 71,753,000 | 74,597,000 | 75,251,000 |
| Total loans | 30,060,000 | 30,412,000 | 30,405,000 | 30,492,000 |
| Allowance for loan losses | 507,000 | 522,000 | 526,000 | 502,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,176,000 | 33,229,000 | 36,059,000 | 37,823,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,934,000 | 58,963,000 | 61,587,000 | 62,290,000 |
| Interest-bearing deposits | 49,158,000 | 50,604,000 | 51,152,000 | 52,276,000 |
| Noninterest-bearing deposits | 8,776,000 | 8,359,000 | 10,435,000 | 10,014,000 |
| Equity capital | 11,465,000 | 11,618,000 | 11,808,000 | 11,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,299,000 | 1,954,000 | 2,618,000 |
| Interest expense | 130,000 | 265,000 | 406,000 | 553,000 |
| Net interest income | 511,000 | 1,034,000 | 1,548,000 | 2,065,000 |
| Noninterest income | 75,000 | 132,000 | 243,000 | 306,000 |
| Noninterest expense | 365,000 | 693,000 | 1,058,000 | 1,478,000 |
| Provision for loan losses | 24,000 | 48,000 | 56,000 | 56,000 |
| Pretax income | 197,000 | 425,000 | 677,000 | 837,000 |
| Income tax | 46,000 | 121,000 | 183,000 | 226,000 |
| Net income | 151,000 | 304,000 | 494,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,465,000 | 11,618,000 | 11,808,000 | 11,775,000 |
| Total capital | 11,902,000 | 12,063,000 | 12,259,000 | 12,232,000 |
| Risk-weighted assets | 34,901,000 | 35,562,000 | 35,975,000 | 36,485,000 |