Call reports 2025
FIRST JACKSON BANK — 2025
What FIRST JACKSON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 432,613,000 | 433,116,000 | 438,118,000 | 449,272,000 |
| Total loans | 297,450,000 | 301,265,000 | 311,061,000 | 319,792,000 |
| Allowance for loan losses | 2,969,000 | 3,050,000 | 3,136,000 | 3,108,000 |
| Securities available for sale | 88,093,000 | 87,985,000 | 90,431,000 | 85,956,000 |
| Securities held to maturity | 1,025,000 | 1,330,000 | 1,830,000 | 1,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,469,000 | 348,856,000 | 350,332,000 | 357,541,000 |
| Interest-bearing deposits | 311,263,000 | 306,086,000 | 305,065,000 | 313,191,000 |
| Noninterest-bearing deposits | 42,206,000 | 42,770,000 | 45,267,000 | 44,350,000 |
| Equity capital | 53,264,000 | 55,391,000 | 58,193,000 | 59,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,454,000 | 12,980,000 | 19,617,000 | 26,393,000 |
| Interest expense | 2,918,000 | 5,801,000 | 8,625,000 | 11,362,000 |
| Net interest income | 3,536,000 | 7,179,000 | 10,992,000 | 15,031,000 |
| Noninterest income | 192,000 | 392,000 | 591,000 | 790,000 |
| Noninterest expense | 1,547,000 | 3,118,000 | 4,855,000 | 6,748,000 |
| Provision for loan losses | -165,000 | -75,000 | 15,000 | 105,000 |
| Pretax income | 2,100,000 | 4,274,000 | 6,481,000 | 8,734,000 |
| Income tax | 452,000 | 869,000 | 1,311,000 | 1,941,000 |
| Net income | 1,648,000 | 3,405,000 | 5,170,000 | 6,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,351,000 | 59,108,000 | 60,874,000 | 62,496,000 |