Call reports 2024
FIRST JACKSON BANK — 2024
What FIRST JACKSON BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 416,176,000 | 417,434,000 | 419,310,000 | 429,064,000 |
| Total loans | 302,692,000 | 306,152,000 | 297,744,000 | 298,410,000 |
| Allowance for loan losses | 3,171,000 | 3,127,000 | 3,063,000 | 3,136,000 |
| Securities available for sale | 80,653,000 | 79,999,000 | 82,490,000 | 83,684,000 |
| Securities held to maturity | 1,074,000 | 1,075,000 | 1,075,000 | 1,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,748,000 | 340,224,000 | 338,204,000 | 347,828,000 |
| Interest-bearing deposits | 291,802,000 | 293,569,000 | 295,592,000 | 306,993,000 |
| Noninterest-bearing deposits | 44,946,000 | 46,655,000 | 42,612,000 | 40,835,000 |
| Equity capital | 46,547,000 | 48,329,000 | 51,562,000 | 51,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,894,000 | 12,011,000 | 18,345,000 | 24,697,000 |
| Interest expense | 2,454,000 | 5,192,000 | 8,061,000 | 10,964,000 |
| Net interest income | 3,440,000 | 6,819,000 | 10,284,000 | 13,733,000 |
| Noninterest income | 209,000 | 413,000 | 617,000 | 809,000 |
| Noninterest expense | 1,434,000 | 2,771,000 | 4,347,000 | 6,078,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 495,000 |
| Pretax income | 2,103,000 | 4,200,000 | 6,163,000 | 7,967,000 |
| Income tax | 387,000 | 804,000 | 1,256,000 | 1,908,000 |
| Net income | 1,716,000 | 3,396,000 | 4,907,000 | 6,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,089,000 | 53,769,000 | 55,280,000 | 56,433,000 |