Call reports 2023
FIRST JACKSON BANK — 2023
What FIRST JACKSON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 402,950,000 | 403,363,000 | 405,033,000 | 411,033,000 |
| Total loans | 296,856,000 | 305,887,000 | 306,449,000 | 307,808,000 |
| Allowance for loan losses | 2,986,000 | 3,191,000 | 3,248,000 | 3,159,000 |
| Securities available for sale | 86,632,000 | 81,593,000 | 79,211,000 | 82,047,000 |
| Securities held to maturity | 1,075,000 | 1,075,000 | 1,074,000 | 1,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,385,000 | 334,325,000 | 335,655,000 | 340,993,000 |
| Interest-bearing deposits | 281,171,000 | 285,356,000 | 285,700,000 | 297,072,000 |
| Noninterest-bearing deposits | 54,214,000 | 48,969,000 | 49,955,000 | 43,921,000 |
| Equity capital | 41,084,000 | 42,084,000 | 42,516,000 | 46,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,021,000 | 10,348,000 | 16,022,000 | 21,884,000 |
| Interest expense | 1,486,000 | 3,249,000 | 5,427,000 | 7,714,000 |
| Net interest income | 3,535,000 | 7,099,000 | 10,595,000 | 14,170,000 |
| Noninterest income | 206,000 | 429,000 | 642,000 | 839,000 |
| Noninterest expense | 1,315,000 | 2,725,000 | 4,147,000 | 5,871,000 |
| Provision for loan losses | 130,000 | 340,000 | 430,000 | 520,000 |
| Pretax income | 2,276,000 | 4,468,000 | 6,661,000 | 8,616,000 |
| Income tax | 377,000 | 753,000 | 1,347,000 | 2,106,000 |
| Net income | 1,899,000 | 3,715,000 | 5,314,000 | 6,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,648,000 | 48,465,000 | 49,907,000 | 51,103,000 |