Call reports 2022
FIRST JACKSON BANK — 2022
What FIRST JACKSON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 398,992,000 | 393,191,000 | 395,288,000 | 403,414,000 |
| Total loans | 240,507,000 | 245,027,000 | 263,317,000 | 280,390,000 |
| Allowance for loan losses | 2,339,000 | 2,434,000 | 2,533,000 | 2,617,000 |
| Securities available for sale | 72,965,000 | 78,141,000 | 79,892,000 | 85,989,000 |
| Securities held to maturity | 1,074,000 | 1,074,000 | 1,074,000 | 1,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,469,000 | 335,243,000 | 338,087,000 | 329,538,000 |
| Interest-bearing deposits | 284,458,000 | 279,956,000 | 285,260,000 | 278,222,000 |
| Noninterest-bearing deposits | 56,011,000 | 55,287,000 | 52,827,000 | 51,316,000 |
| Equity capital | 38,580,000 | 38,025,000 | 37,327,000 | 39,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,541,000 | 7,364,000 | 11,684,000 | 16,326,000 |
| Interest expense | 816,000 | 1,626,000 | 2,437,000 | 3,494,000 |
| Net interest income | 2,725,000 | 5,738,000 | 9,247,000 | 12,832,000 |
| Noninterest income | 218,000 | 438,000 | 655,000 | 858,000 |
| Noninterest expense | 1,346,000 | 2,676,000 | 4,088,000 | 5,660,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,512,000 | 3,294,000 | 5,480,000 | 7,557,000 |
| Income tax | 282,000 | 596,000 | 1,125,000 | 1,776,000 |
| Net income | 1,230,000 | 2,698,000 | 4,355,000 | 5,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,098,000 | 42,567,000 | 44,223,000 | 45,649,000 |