Call reports 2021
FIRST JACKSON BANK — 2021
What FIRST JACKSON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 359,922,000 | 364,459,000 | 377,007,000 | 396,919,000 |
| Total loans | 203,679,000 | 213,538,000 | 222,767,000 | 222,441,000 |
| Allowance for loan losses | 2,096,000 | 2,200,000 | 2,202,000 | 2,250,000 |
| Securities available for sale | 46,372,000 | 51,989,000 | 62,024,000 | 71,479,000 |
| Securities held to maturity | 1,374,000 | 1,274,000 | 1,074,000 | 1,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,329,000 | 303,104,000 | 314,278,000 | 333,756,000 |
| Interest-bearing deposits | 253,544,000 | 261,643,000 | 264,300,000 | 279,797,000 |
| Noninterest-bearing deposits | 45,785,000 | 41,461,000 | 49,978,000 | 53,959,000 |
| Equity capital | 37,892,000 | 38,871,000 | 40,290,000 | 40,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,334,000 | 6,596,000 | 10,337,000 | 13,834,000 |
| Interest expense | 885,000 | 1,747,000 | 2,606,000 | 3,440,000 |
| Net interest income | 2,449,000 | 4,849,000 | 7,731,000 | 10,394,000 |
| Noninterest income | 169,000 | 372,000 | 628,000 | 839,000 |
| Noninterest expense | 1,270,000 | 2,516,000 | 3,868,000 | 5,211,000 |
| Provision for loan losses | 60,000 | 150,000 | 150,000 | 210,000 |
| Pretax income | 1,333,000 | 2,608,000 | 4,392,000 | 5,861,000 |
| Income tax | 255,000 | 538,000 | 856,000 | 1,339,000 |
| Net income | 1,078,000 | 2,070,000 | 3,536,000 | 4,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,269,000 | 38,141,000 | 39,607,000 | 40,593,000 |