Call reports 2020
FIRST JACKSON BANK — 2020
What FIRST JACKSON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 294,926,000 | 322,926,000 | 339,035,000 | 346,246,000 |
| Total loans | 202,328,000 | 205,347,000 | 202,400,000 | 196,685,000 |
| Allowance for loan losses | 1,998,000 | 2,053,000 | 2,067,000 | 2,071,000 |
| Securities available for sale | 53,286,000 | 46,401,000 | 45,354,000 | 44,590,000 |
| Securities held to maturity | 3,364,000 | 3,318,000 | 2,973,000 | 1,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,667,000 | 263,523,000 | 279,293,000 | 285,825,000 |
| Interest-bearing deposits | 210,520,000 | 228,299,000 | 239,187,000 | 246,104,000 |
| Noninterest-bearing deposits | 28,147,000 | 35,224,000 | 40,106,000 | 39,721,000 |
| Equity capital | 33,415,000 | 36,296,000 | 37,041,000 | 37,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,432,000 | 6,809,000 | 10,131,000 | 13,439,000 |
| Interest expense | 981,000 | 2,030,000 | 3,066,000 | 3,984,000 |
| Net interest income | 2,451,000 | 4,779,000 | 7,065,000 | 9,455,000 |
| Noninterest income | 167,000 | 314,000 | 447,000 | 516,000 |
| Noninterest expense | 1,152,000 | 2,306,000 | 3,587,000 | 5,076,000 |
| Provision for loan losses | 140,000 | 230,000 | 260,000 | 320,000 |
| Pretax income | 1,309,000 | 2,550,000 | 3,673,000 | 4,583,000 |
| Income tax | 250,000 | 474,000 | 837,000 | 974,000 |
| Net income | 1,059,000 | 2,076,000 | 2,836,000 | 3,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,498,000 | 35,515,000 | 36,155,000 | 36,809,000 |