Call reports 2019
FIRST JACKSON BANK — 2019
What FIRST JACKSON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 263,821,000 | 268,579,000 | 276,271,000 | 279,232,000 |
| Total loans | 176,405,000 | 179,641,000 | 191,641,000 | 196,604,000 |
| Allowance for loan losses | 1,697,000 | 1,772,000 | 1,849,000 | 1,867,000 |
| Securities available for sale | 54,373,000 | 55,621,000 | 55,485,000 | 52,413,000 |
| Securities held to maturity | 3,616,000 | 3,140,000 | 3,134,000 | 3,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,677,000 | 218,556,000 | 224,744,000 | 226,926,000 |
| Interest-bearing deposits | 188,048,000 | 190,955,000 | 196,276,000 | 201,147,000 |
| Noninterest-bearing deposits | 27,629,000 | 27,601,000 | 28,468,000 | 25,779,000 |
| Equity capital | 30,678,000 | 32,370,000 | 33,788,000 | 34,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,123,000 | 6,317,000 | 9,660,000 | 13,034,000 |
| Interest expense | 811,000 | 1,705,000 | 2,644,000 | 3,612,000 |
| Net interest income | 2,312,000 | 4,612,000 | 7,016,000 | 9,422,000 |
| Noninterest income | 167,000 | 345,000 | 497,000 | 602,000 |
| Noninterest expense | 1,130,000 | 2,228,000 | 3,382,000 | 4,765,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 300,000 |
| Pretax income | 1,259,000 | 2,562,000 | 3,913,000 | 5,081,000 |
| Income tax | 225,000 | 480,000 | 735,000 | 1,051,000 |
| Net income | 1,034,000 | 2,082,000 | 3,178,000 | 4,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,413,000 | 32,340,000 | 33,436,000 | 34,169,000 |
| Total capital | 33,110,000 | 34,112,000 | 35,285,000 | 36,036,000 |
| Risk-weighted assets | 193,170,000 | 196,649,000 | 200,767,000 | 205,731,000 |