Call reports 2018
FIRST JACKSON BANK — 2018
What FIRST JACKSON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 246,358,000 | 257,251,000 | 258,965,000 | 262,332,000 |
| Total loans | 167,412,000 | 177,304,000 | 181,853,000 | 182,278,000 |
| Allowance for loan losses | 1,511,000 | 1,579,000 | 1,620,000 | 1,685,000 |
| Securities available for sale | 54,509,000 | 54,078,000 | 52,818,000 | 52,758,000 |
| Securities held to maturity | 4,806,000 | 4,270,000 | 4,260,000 | 4,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,895,000 | 211,320,000 | 216,155,000 | 218,549,000 |
| Interest-bearing deposits | 187,704,000 | 184,983,000 | 189,840,000 | 193,088,000 |
| Noninterest-bearing deposits | 26,191,000 | 26,337,000 | 26,315,000 | 25,461,000 |
| Equity capital | 26,847,000 | 27,721,000 | 28,467,000 | 29,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,813,000 | 5,740,000 | 8,836,000 | 11,979,000 |
| Interest expense | 585,000 | 1,196,000 | 1,894,000 | 2,664,000 |
| Net interest income | 2,228,000 | 4,544,000 | 6,942,000 | 9,315,000 |
| Noninterest income | 164,000 | 420,000 | 592,000 | 763,000 |
| Noninterest expense | 1,194,000 | 2,367,000 | 3,575,000 | 4,915,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,224,000 | 2,518,000 | 3,790,000 | 4,903,000 |
| Income tax | 216,000 | 432,000 | 678,000 | 1,029,000 |
| Net income | 1,008,000 | 2,086,000 | 3,112,000 | 3,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,382,000 | 29,354,000 | 30,379,000 | 31,024,000 |
| Total capital | 29,893,000 | 30,933,000 | 31,999,000 | 32,709,000 |
| Risk-weighted assets | 181,610,000 | 191,963,000 | 195,256,000 | 196,147,000 |