Call reports 2017
FIRST JACKSON BANK — 2017
What FIRST JACKSON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 237,343,000 | 237,633,000 | 239,565,000 | 250,812,000 |
| Total loans | 150,051,000 | 153,085,000 | 158,521,000 | 168,711,000 |
| Allowance for loan losses | 1,572,000 | 1,665,000 | 1,446,000 | 1,510,000 |
| Securities available for sale | 54,040,000 | 56,224,000 | 54,964,000 | 55,977,000 |
| Securities held to maturity | 15,160,000 | 8,965,000 | 7,580,000 | 7,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,615,000 | 204,274,000 | 205,423,000 | 216,997,000 |
| Interest-bearing deposits | 180,692,000 | 181,149,000 | 176,664,000 | 192,001,000 |
| Noninterest-bearing deposits | 24,923,000 | 23,125,000 | 28,759,000 | 24,996,000 |
| Equity capital | 25,229,000 | 26,775,000 | 27,486,000 | 27,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,520,000 | 5,139,000 | 7,813,000 | 10,572,000 |
| Interest expense | 515,000 | 1,068,000 | 1,618,000 | 2,183,000 |
| Net interest income | 2,005,000 | 4,071,000 | 6,195,000 | 8,389,000 |
| Noninterest income | 163,000 | 339,000 | 508,000 | 648,000 |
| Noninterest expense | 1,185,000 | 2,378,000 | 3,579,000 | 4,957,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 390,000 |
| Pretax income | 941,000 | 2,191,000 | 3,229,000 | 4,065,000 |
| Income tax | 216,000 | 432,000 | 648,000 | 1,373,000 |
| Net income | 725,000 | 1,759,000 | 2,581,000 | 2,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,589,000 | 27,375,000 | 27,157,000 | 26,392,000 |
| Total capital | 27,161,000 | 29,040,000 | 28,603,000 | 27,902,000 |
| Risk-weighted assets | 164,039,000 | 165,613,000 | 170,174,000 | 180,546,000 |