Call reports 2016
FIRST JACKSON BANK — 2016
What FIRST JACKSON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 239,617,000 | 242,630,000 | 241,877,000 | 237,929,000 |
| Total loans | 133,228,000 | 133,861,000 | 139,572,000 | 145,779,000 |
| Allowance for loan losses | 1,754,000 | 1,771,000 | 1,488,000 | 1,511,000 |
| Securities available for sale | 63,264,000 | 61,440,000 | 54,075,000 | 54,756,000 |
| Securities held to maturity | 18,361,000 | 16,532,000 | 16,421,000 | 15,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,704,000 | 207,855,000 | 206,555,000 | 204,120,000 |
| Interest-bearing deposits | 184,668,000 | 184,589,000 | 180,432,000 | 181,718,000 |
| Noninterest-bearing deposits | 21,036,000 | 23,266,000 | 26,123,000 | 22,402,000 |
| Equity capital | 24,773,000 | 25,622,000 | 26,200,000 | 24,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,530,000 | 5,057,000 | 7,585,000 | 10,146,000 |
| Interest expense | 656,000 | 1,312,000 | 1,953,000 | 2,630,000 |
| Net interest income | 1,874,000 | 3,745,000 | 5,632,000 | 7,516,000 |
| Noninterest income | 62,000 | 147,000 | 177,000 | -15,000 |
| Noninterest expense | 1,148,000 | 2,301,000 | 3,491,000 | 4,779,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 300,000 |
| Pretax income | 870,000 | 1,827,000 | 2,581,000 | 2,955,000 |
| Income tax | 135,000 | 315,000 | 495,000 | 746,000 |
| Net income | 735,000 | 1,512,000 | 2,086,000 | 2,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,946,000 | 24,737,000 | 25,313,000 | 25,856,000 |
| Total capital | 25,700,000 | 26,508,000 | 26,801,000 | 27,367,000 |
| Risk-weighted assets | 153,274,000 | 157,151,000 | 156,706,000 | 162,969,000 |