Call reports 2015
FIRST JACKSON BANK — 2015
What FIRST JACKSON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 228,343,000 | 227,536,000 | 231,713,000 | 233,373,000 |
| Total loans | 123,488,000 | 126,009,000 | 126,770,000 | 131,194,000 |
| Allowance for loan losses | 1,891,000 | 1,640,000 | 1,690,000 | 1,698,000 |
| Securities available for sale | 54,589,000 | 58,178,000 | 59,324,000 | 62,455,000 |
| Securities held to maturity | 21,685,000 | 21,470,000 | 20,765,000 | 19,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,194,000 | 195,944,000 | 199,026,000 | 200,302,000 |
| Interest-bearing deposits | 177,077,000 | 177,430,000 | 179,763,000 | 181,678,000 |
| Noninterest-bearing deposits | 19,117,000 | 18,514,000 | 19,263,000 | 18,624,000 |
| Equity capital | 23,007,000 | 22,389,000 | 23,496,000 | 23,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,429,000 | 4,860,000 | 7,366,000 | 9,898,000 |
| Interest expense | 671,000 | 1,340,000 | 2,007,000 | 2,675,000 |
| Net interest income | 1,758,000 | 3,520,000 | 5,359,000 | 7,223,000 |
| Noninterest income | 113,000 | 78,000 | 202,000 | 290,000 |
| Noninterest expense | 1,088,000 | 2,231,000 | 3,403,000 | 4,552,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 787,000 | 1,281,000 | 1,982,000 | 2,732,000 |
| Income tax | 135,000 | 235,000 | 370,000 | 673,000 |
| Net income | 652,000 | 1,046,000 | 1,612,000 | 2,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,342,000 | 22,081,000 | 22,979,000 | 23,314,000 |
| Total capital | 24,104,000 | 23,721,000 | 24,669,000 | 25,012,000 |
| Risk-weighted assets | 140,724,000 | 142,750,000 | 143,119,000 | 145,260,000 |