Call reports 2014
FIRST JACKSON BANK — 2014
What FIRST JACKSON BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 219,456,000 | 219,768,000 | 221,762,000 | 224,210,000 |
| Total loans | 119,400,000 | 121,229,000 | 117,793,000 | 123,941,000 |
| Allowance for loan losses | 1,698,000 | 1,795,000 | 1,820,000 | 1,805,000 |
| Securities available for sale | 47,393,000 | 48,217,000 | 48,993,000 | 52,094,000 |
| Securities held to maturity | 24,958,000 | 23,973,000 | 23,512,000 | 22,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,688,000 | 189,877,000 | 191,103,000 | 192,581,000 |
| Interest-bearing deposits | 173,262,000 | 173,105,000 | 172,841,000 | 176,173,000 |
| Noninterest-bearing deposits | 17,426,000 | 16,772,000 | 18,262,000 | 16,408,000 |
| Equity capital | 19,575,000 | 20,595,000 | 21,343,000 | 22,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,432,000 | 4,911,000 | 7,446,000 | 9,862,000 |
| Interest expense | 729,000 | 1,464,000 | 2,200,000 | 2,906,000 |
| Net interest income | 1,703,000 | 3,447,000 | 5,246,000 | 6,956,000 |
| Noninterest income | 115,000 | 232,000 | 357,000 | 428,000 |
| Noninterest expense | 1,107,000 | 2,307,000 | 3,453,000 | 4,572,000 |
| Provision for loan losses | 150,000 | 300,000 | 430,000 | 520,000 |
| Pretax income | 562,000 | 1,108,000 | 1,756,000 | 2,338,000 |
| Income tax | 45,000 | 180,000 | 315,000 | 555,000 |
| Net income | 517,000 | 928,000 | 1,441,000 | 1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,602,000 | 22,013,000 | 22,438,000 | 22,780,000 |
| Total capital | 23,300,000 | 23,808,000 | 24,232,000 | 24,585,000 |
| Risk-weighted assets | 145,973,000 | 145,723,000 | 143,525,000 | 149,318,000 |