Call reports 2013
FIRST JACKSON BANK — 2013
What FIRST JACKSON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 220,165,000 | 216,390,000 | 221,434,000 | 221,453,000 |
| Total loans | 124,607,000 | 125,311,000 | 122,652,000 | 119,207,000 |
| Allowance for loan losses | 1,450,000 | 1,535,000 | 1,517,000 | 1,576,000 |
| Securities available for sale | 44,941,000 | 46,916,000 | 43,177,000 | 47,199,000 |
| Securities held to maturity | 26,028,000 | 26,397,000 | 26,273,000 | 25,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,466,000 | 188,520,000 | 193,180,000 | 193,512,000 |
| Interest-bearing deposits | 174,478,000 | 172,574,000 | 172,574,000 | 178,244,000 |
| Noninterest-bearing deposits | 16,988,000 | 15,946,000 | 20,606,000 | 15,268,000 |
| Equity capital | 19,481,000 | 18,635,000 | 19,037,000 | 18,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,519,000 | 5,036,000 | 7,633,000 | 10,129,000 |
| Interest expense | 859,000 | 1,647,000 | 2,412,000 | 3,166,000 |
| Net interest income | 1,660,000 | 3,389,000 | 5,221,000 | 6,963,000 |
| Noninterest income | 106,000 | 221,000 | 254,000 | 366,000 |
| Noninterest expense | 1,119,000 | 2,174,000 | 3,340,000 | 4,509,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 499,000 | 1,226,000 | 1,936,000 | 2,472,000 |
| Income tax | 43,000 | 172,000 | 301,000 | 594,000 |
| Net income | 456,000 | 1,054,000 | 1,635,000 | 1,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,119,000 | 20,629,000 | 21,122,000 | 21,312,000 |
| Total capital | 21,569,000 | 22,164,000 | 22,639,000 | 22,888,000 |
| Risk-weighted assets | 158,102,000 | 158,156,000 | 149,270,000 | 147,172,000 |