Call reports 2012
FIRST JACKSON BANK — 2012
What FIRST JACKSON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 221,643,000 | 223,160,000 | 220,696,000 | 228,862,000 |
| Total loans | 117,633,000 | 122,551,000 | 124,995,000 | 123,849,000 |
| Allowance for loan losses | 1,619,000 | 1,683,000 | 1,328,000 | 1,393,000 |
| Securities available for sale | 38,570,000 | 31,094,000 | 36,751,000 | 42,429,000 |
| Securities held to maturity | 23,902,000 | 24,495,000 | 24,507,000 | 24,970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,583,000 | 186,771,000 | 186,837,000 | 195,587,000 |
| Interest-bearing deposits | 169,364,000 | 169,661,000 | 167,424,000 | 175,112,000 |
| Noninterest-bearing deposits | 16,219,000 | 17,110,000 | 19,413,000 | 20,475,000 |
| Equity capital | 18,572,000 | 19,148,000 | 19,655,000 | 19,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,650,000 | 5,165,000 | 7,695,000 | 10,312,000 |
| Interest expense | 980,000 | 1,949,000 | 2,868,000 | 3,739,000 |
| Net interest income | 1,670,000 | 3,216,000 | 4,827,000 | 6,573,000 |
| Noninterest income | 186,000 | 301,000 | 418,000 | 426,000 |
| Noninterest expense | 1,135,000 | 2,290,000 | 3,443,000 | 4,534,000 |
| Provision for loan losses | 150,000 | 260,000 | 410,000 | 610,000 |
| Pretax income | 622,000 | 1,132,000 | 1,580,000 | 2,046,000 |
| Income tax | 27,000 | 53,000 | 54,000 | 442,000 |
| Net income | 595,000 | 1,079,000 | 1,526,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,329,000 | 19,813,000 | 20,260,000 | 19,663,000 |
| Total capital | 20,948,000 | 21,496,000 | 21,588,000 | 21,056,000 |
| Risk-weighted assets | 155,052,000 | 158,751,000 | 159,442,000 | 159,520,000 |