Call reports 2011
FIRST JACKSON BANK — 2011
What FIRST JACKSON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 204,932,000 | 207,414,000 | 215,919,000 | 223,937,000 |
| Total loans | 116,323,000 | 120,583,000 | 119,842,000 | 119,089,000 |
| Allowance for loan losses | 1,766,000 | 1,786,000 | 1,817,000 | 1,599,000 |
| Securities available for sale | 38,222,000 | 37,368,000 | 37,100,000 | 44,143,000 |
| Securities held to maturity | 22,215,000 | 21,957,000 | 21,914,000 | 22,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,983,000 | 172,933,000 | 180,674,000 | 188,677,000 |
| Interest-bearing deposits | 157,180,000 | 156,298,000 | 163,913,000 | 173,700,000 |
| Noninterest-bearing deposits | 13,803,000 | 16,635,000 | 16,761,000 | 14,977,000 |
| Equity capital | 16,546,000 | 17,232,000 | 18,055,000 | 17,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,585,000 | 5,254,000 | 7,978,000 | 10,565,000 |
| Interest expense | 1,056,000 | 2,049,000 | 3,057,000 | 4,067,000 |
| Net interest income | 1,529,000 | 3,205,000 | 4,921,000 | 6,498,000 |
| Noninterest income | 228,000 | 407,000 | 442,000 | 457,000 |
| Noninterest expense | 1,107,000 | 2,321,000 | 3,492,000 | 4,562,000 |
| Provision for loan losses | 300,000 | 550,000 | 710,000 | 860,000 |
| Pretax income | 332,000 | 841,000 | 1,330,000 | 1,740,000 |
| Income tax | -6,000 | -7,000 | -7,000 | 249,000 |
| Net income | 338,000 | 848,000 | 1,337,000 | 1,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,581,000 | 18,091,000 | 18,580,000 | 18,734,000 |
| Total capital | 19,347,000 | 19,877,000 | 20,397,000 | 20,333,000 |
| Risk-weighted assets | 146,634,000 | 148,142,000 | 149,207,000 | 154,194,000 |