Call reports 2010
FIRST JACKSON BANK — 2010
What FIRST JACKSON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 195,837,000 | 200,416,000 | 203,199,000 | 206,675,000 |
| Total loans | 125,353,000 | 121,396,000 | 121,518,000 | 118,830,000 |
| Allowance for loan losses | 2,903,000 | 1,871,000 | 1,786,000 | 1,656,000 |
| Securities available for sale | 33,175,000 | 39,450,000 | 29,793,000 | 34,343,000 |
| Securities held to maturity | 13,508,000 | 15,423,000 | 14,735,000 | 20,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,847,000 | 167,206,000 | 169,837,000 | 173,643,000 |
| Interest-bearing deposits | 148,930,000 | 154,810,000 | 154,879,000 | 161,238,000 |
| Noninterest-bearing deposits | 13,917,000 | 12,396,000 | 14,958,000 | 12,405,000 |
| Equity capital | 15,462,000 | 15,783,000 | 15,963,000 | 15,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,758,000 | 5,403,000 | 8,074,000 | 11,061,000 |
| Interest expense | 1,241,000 | 2,448,000 | 3,600,000 | 4,722,000 |
| Net interest income | 1,517,000 | 2,955,000 | 4,474,000 | 6,339,000 |
| Noninterest income | 199,000 | 404,000 | 538,000 | 754,000 |
| Noninterest expense | 1,089,000 | 2,245,000 | 3,391,000 | 5,074,000 |
| Provision for loan losses | 302,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | -76,000 | -190,000 | 35,000 | 73,000 |
| Income tax | -165,000 | -286,000 | -286,000 | -534,000 |
| Net income | 89,000 | 96,000 | 321,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,726,000 | 16,733,000 | 16,958,000 | 17,243,000 |
| Total capital | 18,697,000 | 18,604,000 | 18,744,000 | 18,899,000 |
| Risk-weighted assets | 157,008,000 | 156,694,000 | 149,157,000 | 149,640,000 |