Call reports 2009
FIRST JACKSON BANK — 2009
What FIRST JACKSON BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 186,747,000 | 183,667,000 | 194,434,000 | 190,789,000 |
| Total loans | 122,201,000 | 126,501,000 | 132,940,000 | 125,740,000 |
| Allowance for loan losses | 1,056,000 | 1,077,000 | 1,080,000 | 2,835,000 |
| Securities available for sale | 33,447,000 | 21,209,000 | 26,621,000 | 26,020,000 |
| Securities held to maturity | 12,452,000 | 13,565,000 | 13,508,000 | 13,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,885,000 | 137,491,000 | 145,466,000 | 156,354,000 |
| Interest-bearing deposits | 127,495,000 | 125,869,000 | 133,304,000 | 143,360,000 |
| Noninterest-bearing deposits | 11,390,000 | 11,622,000 | 12,162,000 | 12,994,000 |
| Equity capital | 18,656,000 | 16,521,000 | 17,235,000 | 15,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,127,000 | 6,090,000 | 9,019,000 | 11,353,000 |
| Interest expense | 1,325,000 | 2,590,000 | 3,833,000 | 5,090,000 |
| Net interest income | 1,802,000 | 3,500,000 | 5,186,000 | 6,263,000 |
| Noninterest income | 206,000 | -1,538,000 | -1,316,000 | -1,149,000 |
| Noninterest expense | 1,078,000 | 2,138,000 | 3,293,000 | 4,479,000 |
| Provision for loan losses | 135,000 | 270,000 | 420,000 | 3,820,000 |
| Pretax income | 850,000 | -1,345,000 | -696,000 | -4,538,000 |
| Income tax | 223,000 | 193,000 | 193,000 | -1,285,000 |
| Net income | 627,000 | -1,538,000 | -889,000 | -3,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,600,000 | 18,436,000 | 19,085,000 | 16,721,000 |
| Total capital | 21,656,000 | 19,513,000 | 20,165,000 | 18,716,000 |
| Risk-weighted assets | 156,779,000 | 156,740,000 | 162,424,000 | 158,836,000 |