Call reports 2008
FIRST JACKSON BANK — 2008
What FIRST JACKSON BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 184,507,000 | 188,402,000 | 188,079,000 | 185,795,000 |
| Total loans | 113,608,000 | 119,106,000 | 119,886,000 | 119,825,000 |
| Allowance for loan losses | 1,007,000 | 1,019,000 | 1,038,000 | 1,038,000 |
| Securities available for sale | 44,900,000 | 40,430,000 | 38,691,000 | 35,163,000 |
| Securities held to maturity | 10,835,000 | 11,817,000 | 12,353,000 | 12,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,981,000 | 137,341,000 | 137,434,000 | 138,560,000 |
| Interest-bearing deposits | 121,722,000 | 124,339,000 | 124,059,000 | 127,163,000 |
| Noninterest-bearing deposits | 12,259,000 | 13,002,000 | 13,375,000 | 11,397,000 |
| Equity capital | 18,883,000 | 18,503,000 | 18,276,000 | 18,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,313,000 | 6,516,000 | 9,817,000 | 12,967,000 |
| Interest expense | 1,649,000 | 3,200,000 | 4,744,000 | 6,171,000 |
| Net interest income | 1,664,000 | 3,316,000 | 5,073,000 | 6,796,000 |
| Noninterest income | 216,000 | 454,000 | 681,000 | 799,000 |
| Noninterest expense | 951,000 | 2,012,000 | 3,015,000 | 4,089,000 |
| Provision for loan losses | 90,000 | 185,000 | 305,000 | 440,000 |
| Pretax income | 893,000 | 1,688,000 | 2,551,000 | 3,192,000 |
| Income tax | 216,000 | 439,000 | 663,000 | 919,000 |
| Net income | 677,000 | 1,249,000 | 1,888,000 | 2,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,600,000 | 19,171,000 | 19,811,000 | 20,196,000 |
| Total capital | 19,607,000 | 20,190,000 | 20,849,000 | 21,234,000 |
| Risk-weighted assets | 142,607,000 | 150,950,000 | 152,320,000 | 154,588,000 |