Call reports 2007
FIRST JACKSON BANK — 2007
What FIRST JACKSON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 164,315,000 | 165,174,000 | 171,661,000 | 181,064,000 |
| Total loans | 105,773,000 | 108,786,000 | 110,685,000 | 113,827,000 |
| Allowance for loan losses | 948,000 | 960,000 | 988,000 | 1,001,000 |
| Securities available for sale | 30,332,000 | 30,723,000 | 32,509,000 | 38,165,000 |
| Securities held to maturity | 12,831,000 | 12,124,000 | 12,176,000 | 12,559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,637,000 | 119,619,000 | 126,060,000 | 131,353,000 |
| Interest-bearing deposits | 107,851,000 | 109,254,000 | 115,326,000 | 119,575,000 |
| Noninterest-bearing deposits | 11,786,000 | 10,365,000 | 10,734,000 | 11,778,000 |
| Equity capital | 16,302,000 | 16,597,000 | 17,527,000 | 18,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,989,000 | 5,999,000 | 9,103,000 | 12,265,000 |
| Interest expense | 1,458,000 | 2,989,000 | 4,600,000 | 6,267,000 |
| Net interest income | 1,531,000 | 3,010,000 | 4,503,000 | 5,998,000 |
| Noninterest income | 224,000 | 421,000 | 622,000 | 815,000 |
| Noninterest expense | 817,000 | 1,599,000 | 2,424,000 | 3,387,000 |
| Provision for loan losses | 75,000 | 155,000 | 245,000 | 337,000 |
| Pretax income | 870,000 | 1,687,000 | 2,471,000 | 3,113,000 |
| Income tax | 230,000 | 443,000 | 653,000 | 869,000 |
| Net income | 640,000 | 1,244,000 | 1,818,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,541,000 | 17,145,000 | 17,719,000 | 18,145,000 |
| Total capital | 17,489,000 | 18,105,000 | 18,707,000 | 19,146,000 |
| Risk-weighted assets | 131,808,000 | 132,916,000 | 136,330,000 | 143,275,000 |