Call reports 2021
MELVIN SAVINGS BANK — 2021
What MELVIN SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 91,005,000 | 93,662,000 |
| Total loans | 19,819,000 | 19,152,000 |
| Allowance for loan losses | 297,000 | 294,000 |
| Securities available for sale | 434,000 | 382,000 |
| Securities held to maturity | 22,637,000 | 21,881,000 |
| Trading assets | 0 | 0 |
| Total deposits | 78,243,000 | 86,820,000 |
| Interest-bearing deposits | 67,512,000 | 63,756,000 |
| Noninterest-bearing deposits | 10,731,000 | 23,064,000 |
| Equity capital | 12,696,000 | 6,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 379,000 | 752,000 |
| Interest expense | 81,000 | 164,000 |
| Net interest income | 298,000 | 588,000 |
| Noninterest income | 108,000 | 225,000 |
| Noninterest expense | 315,000 | 746,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 91,000 | 67,000 |
| Income tax | 0 | 0 |
| Net income | 91,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 12,450,000 | 6,514,000 |