Call reports 2018
MELVIN SAVINGS BANK — 2018
What MELVIN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 70,235,000 | 68,815,000 | 70,371,000 | 72,241,000 |
| Total loans | 26,034,000 | 26,276,000 | 26,876,000 | 25,932,000 |
| Allowance for loan losses | 408,000 | 405,000 | 405,000 | 405,000 |
| Securities available for sale | 1,116,000 | 1,034,000 | 956,000 | 901,000 |
| Securities held to maturity | 30,730,000 | 31,646,000 | 31,161,000 | 32,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,037,000 | 56,449,000 | 57,794,000 | 59,694,000 |
| Interest-bearing deposits | 51,319,000 | 50,168,000 | 51,992,000 | 51,540,000 |
| Noninterest-bearing deposits | 6,718,000 | 6,281,000 | 5,802,000 | 8,154,000 |
| Equity capital | 12,125,000 | 12,298,000 | 12,480,000 | 12,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,072,000 | 1,637,000 | 2,211,000 |
| Interest expense | 94,000 | 196,000 | 312,000 | 445,000 |
| Net interest income | 425,000 | 876,000 | 1,325,000 | 1,766,000 |
| Noninterest income | 31,000 | 65,000 | 94,000 | 149,000 |
| Noninterest expense | 311,000 | 609,000 | 905,000 | 1,420,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 332,000 | 514,000 | 495,000 |
| Income tax | 0 | 9,000 | 5,000 | 19,000 |
| Net income | 145,000 | 323,000 | 509,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,894,000 | 12,091,000 | 12,279,000 | 12,245,000 |
| Total capital | 12,302,000 | 12,496,000 | 12,684,000 | 12,650,000 |
| Risk-weighted assets | 33,161,000 | 33,156,000 | 34,978,000 | 34,589,000 |