Call reports 2017
MELVIN SAVINGS BANK — 2017
What MELVIN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 69,552,000 | 65,792,000 | 67,482,000 | 71,969,000 |
| Total loans | 25,520,000 | 27,481,000 | 25,925,000 | 24,830,000 |
| Allowance for loan losses | 408,000 | 408,000 | 408,000 | 408,000 |
| Securities available for sale | 1,467,000 | 1,382,000 | 1,289,000 | 1,201,000 |
| Securities held to maturity | 26,758,000 | 27,538,000 | 27,655,000 | 30,372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,648,000 | 53,725,000 | 55,217,000 | 59,777,000 |
| Interest-bearing deposits | 51,385,000 | 47,092,000 | 48,789,000 | 52,290,000 |
| Noninterest-bearing deposits | 6,263,000 | 6,633,000 | 6,428,000 | 7,487,000 |
| Equity capital | 11,848,000 | 12,024,000 | 12,205,000 | 12,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 997,000 | 1,509,000 | 2,032,000 |
| Interest expense | 71,000 | 150,000 | 226,000 | 310,000 |
| Net interest income | 409,000 | 847,000 | 1,283,000 | 1,722,000 |
| Noninterest income | 28,000 | 59,000 | 94,000 | 152,000 |
| Noninterest expense | 282,000 | 560,000 | 840,000 | 1,382,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 155,000 | 346,000 | 537,000 | 492,000 |
| Income tax | 0 | 18,000 | 27,000 | 35,000 |
| Net income | 155,000 | 328,000 | 510,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,617,000 | 11,793,000 | 11,974,000 | 11,906,000 |
| Total capital | 12,014,000 | 12,201,000 | 12,382,000 | 12,305,000 |
| Risk-weighted assets | 31,764,000 | 35,621,000 | 32,768,000 | 31,932,000 |