Call reports 2008
MELVIN SAVINGS BANK — 2008
What MELVIN SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 47,818,000 | 49,904,000 | 50,912,000 | 52,154,000 |
| Total loans | 23,831,000 | 22,373,000 | 22,973,000 | 22,367,000 |
| Allowance for loan losses | 302,000 | 303,000 | 302,000 | 303,000 |
| Securities available for sale | 2,991,000 | 3,723,000 | 3,407,000 | 4,061,000 |
| Securities held to maturity | 15,150,000 | 14,627,000 | 16,495,000 | 16,592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,177,000 | 39,156,000 | 39,960,000 | 41,201,000 |
| Interest-bearing deposits | 33,484,000 | 34,955,000 | 35,611,000 | 35,880,000 |
| Noninterest-bearing deposits | 3,693,000 | 4,201,000 | 4,349,000 | 5,321,000 |
| Equity capital | 10,246,000 | 10,389,000 | 10,581,000 | 10,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,287,000 | 1,917,000 | 2,509,000 |
| Interest expense | 307,000 | 576,000 | 828,000 | 1,056,000 |
| Net interest income | 348,000 | 711,000 | 1,089,000 | 1,453,000 |
| Noninterest income | 77,000 | 116,000 | 167,000 | 242,000 |
| Noninterest expense | 259,000 | 463,000 | 678,000 | 1,041,000 |
| Provision for loan losses | 0 | 0 | 16,000 | 142,000 |
| Pretax income | 166,000 | 364,000 | 562,000 | 512,000 |
| Income tax | 0 | 40,000 | 60,000 | 82,000 |
| Net income | 166,000 | 324,000 | 502,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,999,000 | 10,154,000 | 10,330,000 | 10,259,000 |
| Total capital | 10,301,000 | 10,457,000 | 10,632,000 | 10,562,000 |
| Risk-weighted assets | 37,281,000 | 36,187,000 | 36,964,000 | 37,556,000 |
Machine access — free, no API key
Every figure shown here about MELVIN SAVINGS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.