Call reports 2023
COMMUNITY BANK OF MARSHALL — 2023
What COMMUNITY BANK OF MARSHALL reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 227,212,000 | 221,145,000 | 217,387,000 | 227,328,000 |
| Total loans | 91,969,000 | 93,314,000 | 93,950,000 | 97,637,000 |
| Allowance for loan losses | 1,173,000 | 1,219,000 | 1,258,000 | 1,345,000 |
| Securities available for sale | 99,969,000 | 99,698,000 | 96,548,000 | 98,750,000 |
| Securities held to maturity | 287,000 | 287,000 | 287,000 | 288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,579,000 | 205,498,000 | 203,206,000 | 209,957,000 |
| Interest-bearing deposits | 176,178,000 | 172,262,000 | 169,810,000 | 175,233,000 |
| Noninterest-bearing deposits | 35,401,000 | 33,236,000 | 33,396,000 | 34,724,000 |
| Equity capital | 14,412,000 | 14,327,000 | 12,704,000 | 15,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 4,312,000 | 6,543,000 | 9,032,000 |
| Interest expense | 725,000 | 1,540,000 | 2,426,000 | 3,409,000 |
| Net interest income | 1,377,000 | 2,772,000 | 4,117,000 | 5,623,000 |
| Noninterest income | 355,000 | 640,000 | 918,000 | 1,329,000 |
| Noninterest expense | 1,165,000 | 2,240,000 | 3,311,000 | 4,519,000 |
| Provision for loan losses | 17,000 | 45,000 | 75,000 | 183,000 |
| Pretax income | 553,000 | 1,139,000 | 1,668,000 | 2,272,000 |
| Income tax | 98,000 | 212,000 | 315,000 | 427,000 |
| Net income | 455,000 | 927,000 | 1,353,000 | 1,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,280,000 | 19,602,000 | 19,700,000 | 20,437,000 |
| Total capital | 20,453,000 | 20,821,000 | 20,958,000 | 21,782,000 |
| Risk-weighted assets | 130,803,000 | 125,802,000 | 126,451,000 | 121,069,000 |