Call reports 2021
COMMUNITY BANK OF MARSHALL — 2021
What COMMUNITY BANK OF MARSHALL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 203,231,000 | 204,044,000 | 193,199,000 | 194,486,000 |
| Total loans | 88,918,000 | 82,900,000 | 79,926,000 | 85,129,000 |
| Allowance for loan losses | 1,005,000 | 1,029,000 | 1,062,000 | 1,087,000 |
| Securities available for sale | 95,786,000 | 101,663,000 | 101,625,000 | 96,079,000 |
| Securities held to maturity | 285,000 | 285,000 | 285,000 | 286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,331,000 | 183,712,000 | 172,314,000 | 174,674,000 |
| Interest-bearing deposits | 148,558,000 | 150,116,000 | 140,728,000 | 143,458,000 |
| Noninterest-bearing deposits | 34,773,000 | 33,596,000 | 31,586,000 | 31,216,000 |
| Equity capital | 18,616,000 | 19,213,000 | 19,086,000 | 18,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,241,000 | 2,889,000 | 4,273,000 | 5,494,000 |
| Interest expense | 214,000 | 403,000 | 585,000 | 742,000 |
| Net interest income | 1,027,000 | 2,486,000 | 3,688,000 | 4,752,000 |
| Noninterest income | 293,000 | 552,000 | 795,000 | 1,125,000 |
| Noninterest expense | 803,000 | 1,594,000 | 2,450,000 | 3,380,000 |
| Provision for loan losses | 1,000 | 18,000 | 35,000 | 55,000 |
| Pretax income | 532,000 | 1,431,000 | 2,004,000 | 2,450,000 |
| Income tax | 93,000 | 277,000 | 390,000 | 475,000 |
| Net income | 439,000 | 1,154,000 | 1,614,000 | 1,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,843,000 | 18,191,000 | 17,997,000 | 17,408,000 |
| Total capital | 18,848,000 | 19,220,000 | 19,059,000 | 18,495,000 |
| Risk-weighted assets | 108,808,000 | 99,856,000 | 98,858,000 | 101,639,000 |