Call reports 2020
COMMUNITY BANK OF MARSHALL — 2020
What COMMUNITY BANK OF MARSHALL reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 168,638,000 | 181,328,000 | 187,260,000 | 193,270,000 |
| Total loans | 72,918,000 | 87,597,000 | 91,896,000 | 86,268,000 |
| Allowance for loan losses | 829,000 | 868,000 | 907,000 | 1,005,000 |
| Securities available for sale | 76,404,000 | 73,496,000 | 78,265,000 | 85,269,000 |
| Securities held to maturity | 284,000 | 284,000 | 284,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,836,000 | 160,265,000 | 159,480,000 | 172,596,000 |
| Interest-bearing deposits | 124,266,000 | 132,919,000 | 133,540,000 | 143,999,000 |
| Noninterest-bearing deposits | 20,570,000 | 27,346,000 | 25,940,000 | 28,597,000 |
| Equity capital | 18,910,000 | 19,392,000 | 19,274,000 | 19,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,800,000 | 4,119,000 | 5,668,000 |
| Interest expense | 336,000 | 608,000 | 860,000 | 1,098,000 |
| Net interest income | 1,118,000 | 2,192,000 | 3,259,000 | 4,570,000 |
| Noninterest income | 301,000 | 612,000 | 951,000 | 1,140,000 |
| Noninterest expense | 800,000 | 1,669,000 | 2,520,000 | 3,316,000 |
| Provision for loan losses | 29,000 | 58,000 | 91,000 | 181,000 |
| Pretax income | 590,000 | 1,117,000 | 1,639,000 | 2,253,000 |
| Income tax | 106,000 | 284,000 | 351,000 | 424,000 |
| Net income | 484,000 | 833,000 | 1,288,000 | 1,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,962,000 | 17,874,000 | 17,718,000 | 17,908,000 |
| Total capital | 18,791,000 | 18,742,000 | 18,625,000 | 18,913,000 |
| Risk-weighted assets | 87,315,000 | 101,105,000 | 107,185,000 | 107,334,000 |