Call reports 2019
COMMUNITY BANK OF MARSHALL — 2019
What COMMUNITY BANK OF MARSHALL reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 154,385,000 | 149,457,000 | 153,038,000 | 176,673,000 |
| Total loans | 66,906,000 | 68,045,000 | 70,550,000 | 75,764,000 |
| Allowance for loan losses | 739,000 | 761,000 | 785,000 | 811,000 |
| Securities available for sale | 66,630,000 | 66,806,000 | 64,469,000 | 67,720,000 |
| Securities held to maturity | 393,000 | 393,000 | 393,000 | 394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,713,000 | 129,146,000 | 133,457,000 | 157,191,000 |
| Interest-bearing deposits | 115,805,000 | 111,448,000 | 114,175,000 | 131,907,000 |
| Noninterest-bearing deposits | 19,908,000 | 17,698,000 | 19,282,000 | 25,284,000 |
| Equity capital | 17,742,000 | 18,267,000 | 18,557,000 | 18,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,755,000 | 4,168,000 | 5,633,000 |
| Interest expense | 281,000 | 574,000 | 893,000 | 1,215,000 |
| Net interest income | 1,100,000 | 2,181,000 | 3,275,000 | 4,418,000 |
| Noninterest income | 271,000 | 540,000 | 867,000 | 1,126,000 |
| Noninterest expense | 787,000 | 1,688,000 | 2,518,000 | 3,407,000 |
| Provision for loan losses | 17,000 | 35,000 | 54,000 | 70,000 |
| Pretax income | 589,000 | 1,023,000 | 1,543,000 | 2,040,000 |
| Income tax | 135,000 | 225,000 | 299,000 | 403,000 |
| Net income | 454,000 | 798,000 | 1,244,000 | 1,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,517,000 | 17,647,000 | 17,829,000 | 17,790,000 |
| Total capital | 18,256,000 | 18,408,000 | 18,614,000 | 18,601,000 |
| Risk-weighted assets | 84,111,000 | 80,801,000 | 86,101,000 | 101,923,000 |