Call reports 2016
COMMUNITY BANK OF MARSHALL — 2016
What COMMUNITY BANK OF MARSHALL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 140,168,000 | 139,562,000 | 143,337,000 | 152,811,000 |
| Total loans | 61,095,000 | 59,475,000 | 62,116,000 | 60,434,000 |
| Allowance for loan losses | 486,000 | 505,000 | 519,000 | 545,000 |
| Securities available for sale | 57,141,000 | 56,866,000 | 59,360,000 | 63,986,000 |
| Securities held to maturity | 1,270,000 | 845,000 | 845,000 | 645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,037,000 | 122,991,000 | 123,448,000 | 136,532,000 |
| Interest-bearing deposits | 105,822,000 | 107,051,000 | 103,372,000 | 118,083,000 |
| Noninterest-bearing deposits | 18,215,000 | 15,940,000 | 20,076,000 | 18,449,000 |
| Equity capital | 15,428,000 | 15,809,000 | 15,779,000 | 15,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,900,000 | 2,830,000 | 3,766,000 |
| Interest expense | 117,000 | 227,000 | 337,000 | 451,000 |
| Net interest income | 840,000 | 1,673,000 | 2,493,000 | 3,315,000 |
| Noninterest income | 219,000 | 490,000 | 746,000 | 996,000 |
| Noninterest expense | 733,000 | 1,515,000 | 2,251,000 | 3,025,000 |
| Provision for loan losses | 15,000 | 33,000 | 48,000 | 67,000 |
| Pretax income | 311,000 | 615,000 | 940,000 | 1,219,000 |
| Income tax | 79,000 | 167,000 | 254,000 | 322,000 |
| Net income | 232,000 | 448,000 | 686,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,123,000 | 15,434,000 | 15,394,000 | 15,209,000 |
| Total capital | 15,609,000 | 15,939,000 | 15,913,000 | 15,754,000 |
| Risk-weighted assets | 73,537,000 | 71,593,000 | 74,522,000 | 74,732,000 |