Call reports 2015
COMMUNITY BANK OF MARSHALL — 2015
What COMMUNITY BANK OF MARSHALL reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 142,880,000 | 141,069,000 | 138,017,000 | 152,684,000 |
| Total loans | 60,735,000 | 61,889,000 | 61,850,000 | 62,644,000 |
| Allowance for loan losses | 626,000 | 613,000 | 637,000 | 460,000 |
| Securities available for sale | 54,416,000 | 55,796,000 | 55,107,000 | 57,734,000 |
| Securities held to maturity | 2,631,000 | 2,381,000 | 2,095,000 | 1,720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,359,000 | 123,511,000 | 121,575,000 | 136,944,000 |
| Interest-bearing deposits | 108,812,000 | 106,794,000 | 102,590,000 | 117,521,000 |
| Noninterest-bearing deposits | 18,547,000 | 16,717,000 | 18,985,000 | 19,423,000 |
| Equity capital | 14,763,000 | 14,783,000 | 15,066,000 | 15,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,825,000 | 2,753,000 | 3,696,000 |
| Interest expense | 118,000 | 236,000 | 354,000 | 470,000 |
| Net interest income | 807,000 | 1,589,000 | 2,399,000 | 3,226,000 |
| Noninterest income | 295,000 | 579,000 | 816,000 | 1,030,000 |
| Noninterest expense | 717,000 | 1,473,000 | 2,203,000 | 2,940,000 |
| Provision for loan losses | 1,000 | 9,000 | 36,000 | 115,000 |
| Pretax income | 365,000 | 667,000 | 957,000 | 1,187,000 |
| Income tax | 108,000 | 190,000 | 270,000 | 287,000 |
| Net income | 257,000 | 477,000 | 687,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,378,000 | 14,454,000 | 14,702,000 | 14,824,000 |
| Total capital | 15,004,000 | 15,067,000 | 15,339,000 | 15,284,000 |
| Risk-weighted assets | 71,836,000 | 72,308,000 | 72,621,000 | 75,639,000 |