Call reports 2014
COMMUNITY BANK OF MARSHALL — 2014
What COMMUNITY BANK OF MARSHALL reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 139,026,000 | 134,447,000 | 136,260,000 | 148,675,000 |
| Total loans | 58,264,000 | 62,108,000 | 62,371,000 | 62,293,000 |
| Allowance for loan losses | 581,000 | 586,000 | 601,000 | 626,000 |
| Securities available for sale | 53,563,000 | 52,877,000 | 53,150,000 | 54,647,000 |
| Securities held to maturity | 3,717,000 | 3,714,000 | 3,711,000 | 3,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,391,000 | 119,555,000 | 117,026,000 | 133,260,000 |
| Interest-bearing deposits | 105,664,000 | 101,351,000 | 100,717,000 | 113,151,000 |
| Noninterest-bearing deposits | 18,727,000 | 18,204,000 | 16,309,000 | 20,109,000 |
| Equity capital | 13,943,000 | 14,140,000 | 14,419,000 | 14,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,832,000 | 2,783,000 | 3,729,000 |
| Interest expense | 107,000 | 218,000 | 332,000 | 452,000 |
| Net interest income | 784,000 | 1,614,000 | 2,451,000 | 3,277,000 |
| Noninterest income | 228,000 | 499,000 | 780,000 | 1,041,000 |
| Noninterest expense | 693,000 | 1,431,000 | 2,189,000 | 2,993,000 |
| Provision for loan losses | 0 | 17,000 | 37,000 | 54,000 |
| Pretax income | 321,000 | 669,000 | 1,009,000 | 1,275,000 |
| Income tax | 63,000 | 157,000 | 243,000 | 304,000 |
| Net income | 258,000 | 512,000 | 766,000 | 971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,761,000 | 13,844,000 | 14,104,000 | 14,282,000 |
| Total capital | 14,342,000 | 14,430,000 | 14,705,000 | 14,908,000 |
| Risk-weighted assets | 73,688,000 | 75,794,000 | 79,945,000 | 77,930,000 |