Call reports 2013
COMMUNITY BANK OF MARSHALL — 2013
What COMMUNITY BANK OF MARSHALL reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 132,969,000 | 128,630,000 | 130,481,000 | 137,565,000 |
| Total loans | 52,236,000 | 53,913,000 | 57,314,000 | 59,146,000 |
| Allowance for loan losses | 661,000 | 660,000 | 660,000 | 580,000 |
| Securities available for sale | 55,340,000 | 53,467,000 | 51,934,000 | 50,765,000 |
| Securities held to maturity | 4,788,000 | 4,997,000 | 5,092,000 | 4,592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,807,000 | 114,052,000 | 112,993,000 | 123,422,000 |
| Interest-bearing deposits | 103,241,000 | 99,747,000 | 95,666,000 | 105,213,000 |
| Noninterest-bearing deposits | 15,566,000 | 14,305,000 | 17,327,000 | 18,209,000 |
| Equity capital | 13,569,000 | 13,068,000 | 13,384,000 | 13,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,672,000 | 2,519,000 | 3,419,000 |
| Interest expense | 122,000 | 235,000 | 347,000 | 458,000 |
| Net interest income | 699,000 | 1,437,000 | 2,172,000 | 2,961,000 |
| Noninterest income | 268,000 | 501,000 | 858,000 | 1,065,000 |
| Noninterest expense | 713,000 | 1,394,000 | 2,181,000 | 2,909,000 |
| Provision for loan losses | 3,000 | 5,000 | 12,000 | 14,000 |
| Pretax income | 251,000 | 601,000 | 902,000 | 1,168,000 |
| Income tax | 30,000 | 125,000 | 192,000 | 243,000 |
| Net income | 221,000 | 476,000 | 710,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,157,000 | 12,917,000 | 13,214,000 | 13,362,000 |
| Total capital | 13,818,000 | 13,577,000 | 13,874,000 | 13,942,000 |
| Risk-weighted assets | 70,871,000 | 75,425,000 | 75,891,000 | 76,173,000 |