Call reports 2012
COMMUNITY BANK OF MARSHALL — 2012
What COMMUNITY BANK OF MARSHALL reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,304,000 | 114,009,000 | 115,919,000 | 132,162,000 |
| Total loans | 46,021,000 | 46,937,000 | 46,872,000 | 51,002,000 |
| Allowance for loan losses | 729,000 | 595,000 | 663,000 | 663,000 |
| Securities available for sale | 40,617,000 | 39,975,000 | 43,789,000 | 53,919,000 |
| Securities held to maturity | 5,530,000 | 5,452,000 | 5,309,000 | 5,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,812,000 | 100,079,000 | 101,821,000 | 118,179,000 |
| Interest-bearing deposits | 85,115,000 | 86,815,000 | 88,894,000 | 99,397,000 |
| Noninterest-bearing deposits | 13,697,000 | 13,264,000 | 12,927,000 | 18,782,000 |
| Equity capital | 12,921,000 | 13,187,000 | 13,430,000 | 13,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,699,000 | 2,548,000 | 3,391,000 |
| Interest expense | 151,000 | 285,000 | 414,000 | 543,000 |
| Net interest income | 711,000 | 1,414,000 | 2,134,000 | 2,848,000 |
| Noninterest income | 223,000 | 450,000 | 692,000 | 916,000 |
| Noninterest expense | 629,000 | 1,238,000 | 1,954,000 | 2,694,000 |
| Provision for loan losses | 1,000 | 17,000 | 22,000 | 21,000 |
| Pretax income | 340,000 | 645,000 | 886,000 | 1,085,000 |
| Income tax | 72,000 | 153,000 | 197,000 | 204,000 |
| Net income | 268,000 | 492,000 | 689,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,476,000 | 12,711,000 | 12,928,000 | 12,965,000 |
| Total capital | 13,205,000 | 13,306,000 | 13,591,000 | 13,628,000 |
| Risk-weighted assets | 59,706,000 | 62,391,000 | 63,869,000 | 69,076,000 |