Call reports 2011
COMMUNITY BANK OF MARSHALL — 2011
What COMMUNITY BANK OF MARSHALL reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,852,000 | 101,487,000 | 98,923,000 | 113,196,000 |
| Total loans | 40,560,000 | 43,450,000 | 45,238,000 | 47,492,000 |
| Allowance for loan losses | 745,000 | 758,000 | 742,000 | 707,000 |
| Securities available for sale | 36,669,000 | 35,654,000 | 33,985,000 | 35,962,000 |
| Securities held to maturity | 6,527,000 | 6,377,000 | 6,391,000 | 6,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,432,000 | 88,647,000 | 85,767,000 | 99,993,000 |
| Interest-bearing deposits | 77,697,000 | 76,147,000 | 74,174,000 | 86,531,000 |
| Noninterest-bearing deposits | 12,735,000 | 12,500,000 | 11,593,000 | 13,462,000 |
| Equity capital | 11,939,000 | 12,330,000 | 12,615,000 | 12,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,745,000 | 2,644,000 | 3,532,000 |
| Interest expense | 187,000 | 357,000 | 522,000 | 678,000 |
| Net interest income | 682,000 | 1,388,000 | 2,122,000 | 2,854,000 |
| Noninterest income | 238,000 | 474,000 | 721,000 | 971,000 |
| Noninterest expense | 649,000 | 1,231,000 | 1,929,000 | 2,566,000 |
| Provision for loan losses | 75,000 | 90,000 | 105,000 | 190,000 |
| Pretax income | 196,000 | 541,000 | 809,000 | 1,074,000 |
| Income tax | 42,000 | 137,000 | 176,000 | 221,000 |
| Net income | 154,000 | 404,000 | 633,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,585,000 | 11,884,000 | 12,127,000 | 12,236,000 |
| Total capital | 12,293,000 | 12,611,000 | 12,854,000 | 12,943,000 |
| Risk-weighted assets | 56,605,000 | 58,138,000 | 58,180,000 | 62,374,000 |