Call reports 2010
COMMUNITY BANK OF MARSHALL — 2010
What COMMUNITY BANK OF MARSHALL reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 95,757,000 | 94,655,000 | 94,481,000 | 103,093,000 |
| Total loans | 41,336,000 | 41,334,000 | 42,213,000 | 42,709,000 |
| Allowance for loan losses | 551,000 | 567,000 | 613,000 | 659,000 |
| Securities available for sale | 26,660,000 | 30,650,000 | 30,061,000 | 32,572,000 |
| Securities held to maturity | 6,231,000 | 7,020,000 | 6,804,000 | 7,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,025,000 | 82,554,000 | 82,150,000 | 90,831,000 |
| Interest-bearing deposits | 73,698,000 | 71,752,000 | 71,475,000 | 80,853,000 |
| Noninterest-bearing deposits | 10,327,000 | 10,802,000 | 10,675,000 | 9,978,000 |
| Equity capital | 11,175,000 | 11,576,000 | 11,794,000 | 11,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,863,000 | 2,804,000 | 3,721,000 |
| Interest expense | 231,000 | 456,000 | 677,000 | 882,000 |
| Net interest income | 699,000 | 1,407,000 | 2,127,000 | 2,839,000 |
| Noninterest income | 264,000 | 513,000 | 760,000 | 996,000 |
| Noninterest expense | 594,000 | 1,191,000 | 1,835,000 | 2,440,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 195,000 |
| Pretax income | 339,000 | 669,000 | 932,000 | 1,200,000 |
| Income tax | 84,000 | 155,000 | 221,000 | 289,000 |
| Net income | 255,000 | 514,000 | 711,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,003,000 | 11,193,000 | 11,393,000 | 11,433,000 |
| Total capital | 11,554,000 | 11,760,000 | 12,006,000 | 12,092,000 |
| Risk-weighted assets | 55,662,000 | 54,880,000 | 55,597,000 | 58,366,000 |