Call reports 2009
COMMUNITY BANK OF MARSHALL — 2009
What COMMUNITY BANK OF MARSHALL reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 90,612,000 | 88,981,000 | 88,347,000 | 98,478,000 |
| Total loans | 39,310,000 | 39,545,000 | 42,432,000 | 43,450,000 |
| Allowance for loan losses | 497,000 | 496,000 | 497,000 | 527,000 |
| Securities available for sale | 24,598,000 | 23,564,000 | 22,959,000 | 22,629,000 |
| Securities held to maturity | 7,154,000 | 7,152,000 | 7,100,000 | 7,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,777,000 | 77,852,000 | 76,900,000 | 86,918,000 |
| Interest-bearing deposits | 69,403,000 | 67,497,000 | 66,824,000 | 76,391,000 |
| Noninterest-bearing deposits | 10,374,000 | 10,355,000 | 10,076,000 | 10,527,000 |
| Equity capital | 10,251,000 | 10,496,000 | 10,900,000 | 11,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 981,000 | 1,960,000 | 2,942,000 | 3,915,000 |
| Interest expense | 322,000 | 615,000 | 890,000 | 1,141,000 |
| Net interest income | 659,000 | 1,345,000 | 2,052,000 | 2,774,000 |
| Noninterest income | 266,000 | 513,000 | 757,000 | 1,005,000 |
| Noninterest expense | 749,000 | 1,307,000 | 1,849,000 | 2,416,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 45,000 |
| Pretax income | 161,000 | 536,000 | 945,000 | 1,318,000 |
| Income tax | 58,000 | 146,000 | 247,000 | 340,000 |
| Net income | 103,000 | 390,000 | 698,000 | 978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,926,000 | 10,163,000 | 10,518,000 | 10,712,000 |
| Total capital | 10,423,000 | 10,659,000 | 11,015,000 | 11,239,000 |
| Risk-weighted assets | 49,844,000 | 51,254,000 | 54,782,000 | 57,102,000 |