Call reports 2013
BREMER BANK, NATIONAL ASSOCIATION — 2013
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 920,728,000 | 902,869,000 | 947,541,000 | 978,709,000 |
| Total loans | 745,249,000 | 772,709,000 | 788,352,000 | 813,938,000 |
| Allowance for loan losses | 8,422,000 | 8,408,000 | 8,285,000 | 8,265,000 |
| Securities available for sale | 76,188,000 | 69,191,000 | 79,571,000 | 76,265,000 |
| Securities held to maturity | 32,248,000 | 32,505,000 | 32,768,000 | 33,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 776,701,000 | 743,429,000 | 747,017,000 | 770,968,000 |
| Interest-bearing deposits | 605,654,000 | 581,836,000 | 591,651,000 | 569,941,000 |
| Noninterest-bearing deposits | 171,047,000 | 161,593,000 | 155,366,000 | 201,027,000 |
| Equity capital | 88,991,000 | 90,663,000 | 93,784,000 | 97,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,345,000 | 18,510,000 | 27,988,000 | 37,538,000 |
| Interest expense | 861,000 | 1,601,000 | 2,328,000 | 3,007,000 |
| Net interest income | 8,484,000 | 16,909,000 | 25,660,000 | 34,531,000 |
| Noninterest income | 1,229,000 | 2,592,000 | 3,955,000 | 5,175,000 |
| Noninterest expense | 5,480,000 | 11,161,000 | 16,723,000 | 22,620,000 |
| Provision for loan losses | 0 | 0 | 0 | -37,000 |
| Pretax income | 4,233,000 | 8,345,000 | 13,091,000 | 17,320,000 |
| Income tax | 1,442,000 | 2,842,000 | 4,473,000 | 5,760,000 |
| Net income | 2,791,000 | 5,503,000 | 8,618,000 | 11,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,417,000 | 88,130,000 | 91,244,000 | 94,187,000 |
| Total capital | 94,375,000 | 97,074,000 | 100,065,000 | 103,025,000 |
| Risk-weighted assets | 773,427,000 | 800,149,000 | 840,056,000 | 857,986,000 |