Call reports 2012
BREMER BANK, NATIONAL ASSOCIATION — 2012
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 902,914,000 | 906,693,000 | 893,083,000 | 981,868,000 |
| Total loans | 664,893,000 | 709,897,000 | 734,398,000 | 786,960,000 |
| Allowance for loan losses | 7,585,000 | 7,609,000 | 8,324,000 | 8,443,000 |
| Securities available for sale | 106,328,000 | 100,821,000 | 92,973,000 | 84,240,000 |
| Securities held to maturity | 32,519,000 | 32,973,000 | 32,974,000 | 33,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,298,000 | 760,494,000 | 746,440,000 | 825,013,000 |
| Interest-bearing deposits | 629,599,000 | 625,487,000 | 600,720,000 | 618,792,000 |
| Noninterest-bearing deposits | 130,699,000 | 135,007,000 | 145,720,000 | 206,221,000 |
| Equity capital | 79,553,000 | 81,498,000 | 84,941,000 | 86,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,709,000 | 19,257,000 | 29,159,000 | 38,906,000 |
| Interest expense | 1,356,000 | 2,488,000 | 3,603,000 | 4,588,000 |
| Net interest income | 8,353,000 | 16,769,000 | 25,556,000 | 34,318,000 |
| Noninterest income | 1,239,000 | 2,671,000 | 3,958,000 | 5,293,000 |
| Noninterest expense | 5,068,000 | 10,214,000 | 15,329,000 | 20,683,000 |
| Provision for loan losses | 0 | 0 | 0 | 435,000 |
| Pretax income | 4,975,000 | 9,677,000 | 14,636,000 | 18,944,000 |
| Income tax | 1,724,000 | 3,345,000 | 5,065,000 | 6,528,000 |
| Net income | 3,251,000 | 6,332,000 | 9,571,000 | 12,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,961,000 | 76,542,000 | 79,782,000 | 82,627,000 |
| Total capital | 83,054,000 | 84,659,000 | 88,614,000 | 91,606,000 |
| Risk-weighted assets | 689,210,000 | 726,040,000 | 757,378,000 | 815,038,000 |