Call reports 2008
BREMER BANK, NATIONAL ASSOCIATION — 2008
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 754,076,000 | 779,402,000 | 839,660,000 | 861,269,000 |
| Total loans | 570,326,000 | 606,921,000 | 664,578,000 | 688,152,000 |
| Allowance for loan losses | 5,579,000 | 5,730,000 | 6,330,000 | 6,132,000 |
| Securities available for sale | 114,474,000 | 105,162,000 | 101,498,000 | 99,616,000 |
| Securities held to maturity | 27,373,000 | 27,729,000 | 27,736,000 | 27,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,700,000 | 530,654,000 | 537,594,000 | 574,529,000 |
| Interest-bearing deposits | 469,616,000 | 455,070,000 | 458,855,000 | 481,637,000 |
| Noninterest-bearing deposits | 83,084,000 | 75,584,000 | 78,739,000 | 92,892,000 |
| Equity capital | 53,445,000 | 51,753,000 | 62,959,000 | 64,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,234,000 | 22,948,000 | 34,368,000 | 45,407,000 |
| Interest expense | 5,170,000 | 9,393,000 | 13,679,000 | 17,443,000 |
| Net interest income | 7,064,000 | 13,555,000 | 20,689,000 | 27,964,000 |
| Noninterest income | 1,113,000 | 2,347,000 | 3,519,000 | 4,676,000 |
| Noninterest expense | 4,353,000 | 8,641,000 | 12,936,000 | 17,324,000 |
| Provision for loan losses | 0 | 200,000 | 900,000 | 2,466,000 |
| Pretax income | 3,824,000 | 7,061,000 | 10,372,000 | 12,850,000 |
| Income tax | 1,317,000 | 2,396,000 | 3,293,000 | 4,051,000 |
| Net income | 2,507,000 | 4,665,000 | 7,079,000 | 8,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,477,000 | 49,135,000 | 59,548,000 | 61,253,000 |
| Total capital | 55,505,000 | 55,314,000 | 66,327,000 | 67,793,000 |
| Risk-weighted assets | 532,200,000 | 579,506,000 | 618,655,000 | 637,700,000 |