Call reports 2007
PRIMEBANK — 2007
What PRIMEBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 273,093,000 | 290,119,000 | 294,799,000 | 318,043,000 |
| Total loans | 224,917,000 | 229,605,000 | 246,985,000 | 265,056,000 |
| Allowance for loan losses | 1,778,000 | 1,791,000 | 1,793,000 | 1,839,000 |
| Securities available for sale | 33,306,000 | 34,543,000 | 32,639,000 | 33,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,435,000 | 249,523,000 | 232,331,000 | 246,630,000 |
| Interest-bearing deposits | 207,203,000 | 231,514,000 | 213,990,000 | 223,490,000 |
| Noninterest-bearing deposits | 17,232,000 | 18,009,000 | 18,341,000 | 23,140,000 |
| Equity capital | 24,059,000 | 23,737,000 | 24,434,000 | 25,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,480,000 | 9,061,000 | 13,968,000 | 19,102,000 |
| Interest expense | 2,558,000 | 5,249,000 | 8,096,000 | 10,992,000 |
| Net interest income | 1,922,000 | 3,812,000 | 5,872,000 | 8,110,000 |
| Noninterest income | 321,000 | 652,000 | 1,020,000 | 1,401,000 |
| Noninterest expense | 1,163,000 | 2,293,000 | 3,421,000 | 4,611,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 500,000 |
| Pretax income | 1,080,000 | 1,971,000 | 3,271,000 | 4,400,000 |
| Income tax | 59,000 | 114,000 | 180,000 | 219,000 |
| Net income | 1,021,000 | 1,857,000 | 3,091,000 | 4,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,994,000 | 23,027,000 | 23,445,000 | 24,223,000 |
| Total capital | 24,772,000 | 24,818,000 | 25,238,000 | 26,062,000 |
| Risk-weighted assets | 216,220,000 | 221,242,000 | 233,566,000 | 250,709,000 |