Call reports 2016
ARIZONA BANK & TRUST — 2016
What ARIZONA BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 558,369,000 | 577,002,000 | 574,561,000 | 582,266,000 |
| Total loans | 402,765,000 | 390,860,000 | 387,555,000 | 385,931,000 |
| Allowance for loan losses | 3,278,000 | 3,156,000 | 3,569,000 | 3,747,000 |
| Securities available for sale | 90,539,000 | 109,747,000 | 116,303,000 | 130,269,000 |
| Securities held to maturity | 14,518,000 | 14,476,000 | 13,606,000 | 13,576,000 |
| Trading assets | 703,000 | 876,000 | 809,000 | 242,000 |
| Total deposits | 468,312,000 | 497,599,000 | 493,331,000 | 477,213,000 |
| Interest-bearing deposits | 254,569,000 | 286,147,000 | 285,539,000 | 265,317,000 |
| Noninterest-bearing deposits | 213,743,000 | 211,452,000 | 207,792,000 | 211,896,000 |
| Equity capital | 59,051,000 | 61,175,000 | 62,633,000 | 61,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,891,000 | 11,757,000 | 17,455,000 | 23,231,000 |
| Interest expense | 276,000 | 546,000 | 785,000 | 999,000 |
| Net interest income | 5,615,000 | 11,211,000 | 16,670,000 | 22,232,000 |
| Noninterest income | 1,405,000 | 3,025,000 | 4,952,000 | 6,924,000 |
| Noninterest expense | 4,346,000 | 9,129,000 | 13,890,000 | 19,238,000 |
| Provision for loan losses | -176,000 | -996,000 | -659,000 | -462,000 |
| Pretax income | 2,853,000 | 6,169,000 | 9,192,000 | 11,130,000 |
| Income tax | 1,012,000 | 2,207,000 | 3,196,000 | 3,829,000 |
| Net income | 1,841,000 | 3,962,000 | 5,996,000 | 7,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,369,000 | 51,863,000 | 53,915,000 | 54,970,000 |
| Total capital | 52,682,000 | 55,061,000 | 57,534,000 | 58,741,000 |
| Risk-weighted assets | 412,239,000 | 409,714,000 | 402,518,000 | 401,349,000 |